The Attorneys at The Law Office of Charles A. Higgs are dedicated to helping you achieve the Fresh Start you deserve. Our attorneys proudly serve Individuals and Small Businesses in Westchester County, Putnam County, Rockland County, New York City and the Surrounding Areas

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Attorney Charles A. Higgs practices primarily in the area of bankruptcy law and commercial litigation. Mr. Higgs has represented small businesses in Chapter 11 Bankruptcy and individuals in cases under Chapter 7, Chapter 11, and Chapter 13 of the Bankruptcy Code. Mr. Higgs also filed the first bankruptcy in the Southern District of New York under the new Subchapter V of Chapter 11 of the Bankruptcy Code.


Admitted to practice in the following courts:

  • New York State

  • 2nd Circuit Court of Appeals

  • New York Federal District Courts (SDNY, EDNY, NDNY, WDNY)

  • New York Bankruptcy Courts (SDNY, EDNY, NDNY, WDNY)

Published opinions in previous cases I have worked on*:

Miyamoto v. Bank of America, 2020 U.S. Dist. LEXIS 170216 (E.D.N.Y. 2020)

Scott v. Am. Sec. Ins. Co. (In re Scott), 472 B.R. 492 (Bankr. S.D.N.Y. 2017)

HSBC Bank N.A. v. Zair, 550 BR 188 (E.D.N.Y. 2016)

In re Killmer, 513 B.R. 41 (Bankr. S.D.N.Y. 2014)

In re Killmer, 501 B.R. 208 (Bankr. S.D.N.Y. 2013)

*Prior results do not guarantee a similar outcome*

Bankruptcy Seminar Speaker:

Loss Mitigation: Voluntary Mortgage Modifications in Bankruptcy (2016)


Attorney Melissa Wotton previously served as in-house counsel for a corporation in Midtown Manhattan, where she guided the company in negotiating commercial leases, government contracts, and other agreements. Mrs. Wotton also guided the company in forming corporate entities and establishing offices throughout the United States.


Admitted to practice in the following courts:

  • New York State

  • New Jersey State

  • New York Federal District Courts (SDNY, EDNY)

  • New York Bankruptcy Courts (SDNY, EDNY)

  • New Jersey Federal District Court

  • New Jersey Bankruptcy Court

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