Bankruptcy Matters We Handle in White Plains
Serving Businesses & Individuals throughout New York
Are you currently in over your head regarding debt? Whether you are a consumer or a business owner, unmanageable debt is one of the most stressful situations anyone can experience. It damages not just your credit score but also your emotional and physical health due to the anxiety, sleepless nights, and negative impact on your personal, social, and work relationships. Aside from worrying about how you will make ends meet, debt overload can lead to creditor harassment, wage garnishment, foreclosure, lawsuits, and other adverse actions.
At the Law Office of Charles A. Higgs, we understand the difficulties associated with crushing debt and the insecurities they bring. Our firm has been helping individuals and small businesses with bankruptcy and associated matters for over a decade. We know New York and federal bankruptcy law inside and out and can take the time to walk you through the process, step by step. When you hire a White Plains and New York City bankruptcy lawyer at our firm, you get an attorney who is directly involved in your case from start to finish. You can expect availability, sensitivity, receptive listening, and straightforward counsel.
Business & Personal Bankruptcy Options in New York
Creditors may be calling you every day or sending you threatening letters. You may find yourself facing a lawsuit filed by a creditor seeking wage garnishment or repossession. All of this may be occurring while you struggle to find ways to pay your credit card and other unsecured debt.
Serious and reputable help is what you will find at the Law Office of Charles A. Higgs. Our firm has concentrated its practice exclusively on helping individuals and small businesses tackle and overcome debt overload. Our aim is for you to get a fresh start and move forward into a brighter future, and bankruptcy may by the path that leads you to this future.
Our firm provides knowledgeable and skilled legal representation for:
- Chapter 7 bankruptcy—for both individuals and business owners who want to discharge most or all of their debt
- Chapter 13 bankruptcy—for individuals who do not qualify for a Chapter 7 and can pay some or most of their debt in a 3-5-year repayment plan
- Chapter 11 bankruptcy—for businesses to restructure and reduce debt while they remain in operation (including small businesses through Subchapter V)
We can also defend you against some of the worst consequences of debt: foreclosure and creditor harassment. You may have more rights than you realize, and our job is to help you protect what matters most and hold creditors or lenders accountable for their unlawful actions.