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©2019 by Law Office of Charles A. Higgs. 


We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. The services, benefits or assistance we provide in connection with consumer debts may involve bankruptcy relief under the Bankruptcy Code.          

Attorney Advertisement. Prior results do not guarantee a similar outcome.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.



Admitted to practice in the following courts:

  • New York State

  • 2nd Circuit Court of Appeals

  • New York Federal District Courts (SDNY, EDNY, NDNY, WDNY)

  • New York Bankruptcy Courts (SDNY, EDNY, NDNY, WDNY)

Published opinions in previous cases I have worked on*:

Scott v. Am. Sec. Ins. Co. (In re Scott), 472 B.R. 492 (Bankr. S.D.N.Y. 2017)

HSBC Bank N.A. v. Zair, 550 BR 188 (E.D.N.Y. 2016)

In re Killmer, 513 B.R. 41 (Bankr. S.D.N.Y. 2014)

In re Malave, 2014 Bankr. LEXIS 5383 (Bankr. S.D.N.Y. 2014)

In re Killmer, 501 B.R. 208 (Bankr. S.D.N.Y. 2013)

*Prior results do not guarantee a similar outcome*

Bankruptcy Seminar Speaker:

Loss Mitigation: Voluntary Mortgage Modifications in Bankruptcy (2016)