©2019 by Law Office of Charles A. Higgs. 
We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. The services, benefits or assistance we provide in connection with consumer debts may involve bankruptcy relief under the Bankruptcy Code.          

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Create an affordable repayment plan

Chapter 13 Bankruptcy allows individuals to keep their property while repaying a portion of your debts over a period of 60 months. Chapter 13 offers additional benefits including, in some circumstances, the ability to eliminate home equity mortgages and the ability to cram down the loan on investment property to the value of the property.