ABOUT US
Experienced Bankruptcy, Foreclosure Defense, and Litigation Attorneys in Westchester County
At The Law Office of Charles A. Higgs we understand that financial challenges can feel overwhelming. Our mission is simple: to help individuals, families, and small businesses in Westchester County, Rockland County, Bronx County, Putnam County, Orange County, Queens County, Kings County, NYC, New Jersey, and the surrounding communities regain control of their financial future through effective legal solutions.
With years of experience handling Chapter 7 bankruptcy, Chapter 13 repayment plans, Chapter 11 small business reorganizations, and foreclosure defense, our firm has guided countless clients toward financial relief and peace of mind. We are dedicated to providing compassionate, personalized representation tailored to your unique situation.
What sets us apart? We combine deep knowledge of New York bankruptcy and foreclosure laws with a client-focused approach. From your first consultation to the final resolution of your case, you’ll work directly with an experienced attorney who will explain your options clearly and help you make the best decision for your financial recovery.
Our practice proudly serves clients throughout White Plains, Yonkers, New Rochelle, Mount Vernon, and all of Westchester County and the surrounding communities. Whether you are facing mounting credit card debt, wage garnishment, foreclosure, or business financial struggles, The Law Office Of Charles A. Higgs is here to help you find the relief you deserve.
Schedule a free consultation today and take the first step toward your fresh start. Call us at 917-673-3768 or fill out our secure online contact form to get started.
MEET OUR ATTORNEYS
Charles A. Higgs, Esq.
Charles A. Higgs is an experienced attorney focusing on bankruptcy law and commercial litigation. He represents individuals and businesses in complex bankruptcy matters, including Chapter 7, Chapter 11, and Chapter 13 cases.
Mr. Higgs has guided small businesses through Chapter 11 reorganization and was the first attorney to file a bankruptcy case under the new Subchapter V of Chapter 11 in the Southern District of New York. His depth of knowledge and innovative approach make him a trusted advocate for clients seeking a financial fresh start.
Admissions:
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New York State
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U.S. Court of Appeals for the Second Circuit
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U.S. District Courts: Southern, Eastern, and Western Districts of New York
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U.S. Bankruptcy Courts: Southern, Eastern, and Western Districts of New York
Melissa Wotton, Esq.
Melissa Wotton is an experienced attorney focusing on bankruptcy law, real estate transactions, and contract drafting and negotiations. She represents individuals navigating personal bankruptcy, small businesses involved in adversary proceedings, and corporate clients seeking strategic solutions for complex legal matters.
Melissa has successfully renegotiated commercial leases, assisted clients with bankruptcy filings, and advised businesses on entity formation and expansion across the United States. Prior to entering private practice, Melissa served as in-house counsel for a Midtown Manhattan corporation, where she managed commercial lease negotiations, government contracts, and other high-value agreements.
Admissions:
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New York State
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New Jersey State
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U.S. District Courts: Southern & Eastern Districts of New York; District of New Jersey
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U.S. Bankruptcy Courts: Southern & Eastern Districts of New York; District of New Jersey