(917) 673-3768

450 Lexington Ave, FL 4  New York, NY 10017

©2019 by Law Office of Charles A. Higgs. 


We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. The services, benefits or assistance we provide in connection with consumer debts may involve bankruptcy relief under the Bankruptcy Code.          

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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.


When most people hear the word bankruptcy, the immediate thought that comes to mind is liquidation, but the bankruptcy process is often used for purposes of restructuring debt, rejecting unfavorable lease agreements, and renegotiating unfavorable contract terms. The Chapter 11 bankruptcy process allows your company to continue operating while restructuring your debt in the bankruptcy court.