White Plains Bankruptcy Lawyers

Financial adversity can affect more than just our credit scores. It can prevent us from providing for our families, preparing for the future, and enjoying everything life has to offer. In recognition of this overwhelming experience, Congress created the Bankruptcy Code to provide the honest debtor with a fresh start. At the Law Office of Charles A. Higgs, we have spent over a decade learning this code inside and out because we believe in your right to take full advantage of its power.

If you’re struggling under the weight of substantial debt, you may feel as though no one is on your side—but our New York City and White Plains bankruptcy attorneys are here to help you attain debt relief as soon as possible. When you work with us, you can benefit from not just our in-depth legal knowledge but also our compassion, sensitivity, and transparency.

Are you struggling with overwhelming personal debt? We can help you determine whether Chapter 7, 11, or 13 bankruptcy could help you attain financial freedom. Whether you discharge your debt or reorganize it into a reasonable repayment plan, bankruptcy could restore your sense of control over your financial future.

Bankruptcy can be a viable solution for business owners, as well. If your goal is to reduce your debt without going out of business, you may benefit from Chapter 11 bankruptcy. As of February 19, 2020, certain small businesses have exclusive access to Subchapter V of Chapter 11. The Law Office of Charles A. Higgs, in fact, was the first firm to file this type of case in the Southern District of New York. If your income is too low or your debt too substantial, however, we can help lift the burden of your struggling business off of your shoulders through Chapter 7.