New York Bankruptcy Attorneys
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Bankruptcy Attorneys Helping Small Businesses and Individuals Eliminate Debt

Our firm represents small businesses and individuals in cases under Chapter 7, Chapter 11, and Chapter 13 of the Bankruptcy Code. We have developed a reputation among both our clients and the legal profession for strenuous advocacy, intelligence, ethics, service, and compassion. Contact us today to find out how we can help.

White Plains Bankruptcy Lawyers

Serving Business & Individuals Throughout New York, Westchester & Rockland County

Financial adversity can affect more than just our credit scores. It can prevent us from providing for our families, preparing for the future, and enjoying everything life has to offer. In recognition of this overwhelming experience, Congress created the Bankruptcy Code to provide the honest debtor with a fresh start. At the Law Office of Charles A. Higgs, we have spent over a decade learning this code inside and out because we believe in your right to take full advantage of its power.

If you’re struggling under the weight of substantial debt, you may feel as though no one is on your side—but our New York City and White Plains bankruptcy attorneys are here to help you attain debt relief as soon as possible. When you work with us, you can benefit from not just our in-depth legal knowledge but also our compassion, sensitivity, and transparency.

Are you struggling with overwhelming personal debt? We can help you determine whether Chapter 7, 11, or 13 bankruptcy could help you attain financial freedom. Whether you discharge your debt or reorganize it into a reasonable repayment plan, bankruptcy could restore your sense of control over your financial future.

Bankruptcy can be a viable solution for business owners, as well. If your goal is to reduce your debt without going out of business, you may benefit from Chapter 11 bankruptcy. As of February 19, 2020, certain small businesses have exclusive access to Subchapter V of Chapter 11. The Law Office of Charles A. Higgs, in fact, was the first firm to file this type of case in the Southern District of New York. If your income is too low or your debt too substantial, however, we can help lift the burden of your struggling business off of your shoulders through Chapter 7.

Meet Our Experienced 
Dedicated Attorneys

There Are Options for Your Financial Situation

Find Out How We Can Help 


The Stories That Matter
  • “Mr. Higgs followed my case from start to finish and did an excellent job. Extremely professional and knowledgeable.”

    - Beth
  • “Mr. Higgs assisted me with my bankruptcy filing and was both competent and caring, as this was a very stressful time in my life. I am so thankful to have found him and that he was able to walk me ...”

    - Former Client
  • “Let me begin the story this way - we were in litigation that had gone on for months and gotten to the point of irreconcilable hostility - major litigation potentially involving a great deal of money. ...”

    - John

We are Here to Guide You Through the Entire Process

Put Your Financal Troubles in Our Hands

If you’re considering bankruptcy, you may be facing constant creditor harassment and even the threat of foreclosure. At the Law Office of Charles A. Higgs, our goal is to efficiently guide you from the brink of financial ruin to the beginning of financial freedom. At every stage of your debt relief process, you can count on our attorneys’ direct involvement and personal attention. We are bankruptcy professionals, but we are also receptive listeners—we know how stressful this situation may be, and we want to support you in every possible way.

Because we value accessibility, we offer a variety of services to help make this process as efficient and painless as possible. We schedule same-day meetings, complimentary consultations, and appointments after regular business hours and on the weekend. To positively impact as many lives as possible, we also offer services in Spanish. No matter who you are or what circumstances led you to our firm, we look forward to helping you overcome financial hardship.

What Sets Us Apart?

  • Customer Care

    Clients can expect quick response times, transparent communication, a receptive listener, and straightforward counsel.

  • Experience

    We have over a decade of experience in handling bankruptcy filings. 

  • Free Consultation

    We offer free consultations to those who are interested in filing with us.

  • Guidance

    We take the time to walk you through the process, step by step.

  • Highly Skilled

    We are highly knowledgeable in all facets of bankruptcy law.

Ready to Get Started?

Give Us a Call or Fill out the Form to Schedule Your Free Consultation
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